Three tools that answer a question you can act on today, and one toolkit that saves you building the paperwork twice. Each tool shows its working, saves as you type, and asks for nothing.
How many months before the account hits zero, and what changes if you act today.
A lean canvas you can finish in one sitting, with every box explained in plain language.
Eight questions and a reasoned verdict, with the arithmetic shown rather than hidden.
The four templates above, zipped, plus the tool pricing benchmark kept current.
Four templates and a priced benchmark, in one download. Everything scattered across the site, in one place, kept current.
The spreadsheet opens in Excel, Google Sheets or Numbers. The PDFs print, or fill in on screen. Every price in the benchmark was verified against the vendor's own page, and the sheet shows the method rather than asking you to trust the total.
The three tools on this site ask for nothing, and they never will. This one download is the exception, because it is the only thing here that has to be kept current: the benchmark is repriced every quarter, and a stale price is worse than none. The address is how the corrected version reaches you.
All nine boxes will be emptied on this device. There is no undo, and nothing is stored anywhere else.
Everything scattered across the site, in one download, kept current.
The three tools on this site ask for nothing and never will. This download is the exception, because it is the only thing here that has to be kept current: the benchmark is repriced every quarter, and a stale price is worse than none.